Business life: My finance news blog

Financial snapshot of banks with headquarters based in the St. Louis metro area
Ranked by assets as of March 31, 2009
Dollar figures are in thousands

RELATED: Banks based in St. Louis are turning profit again

NameTotal Assets at end of MarchAverage Assets during first quarterFirst quarter Profit (Loss)Return on Average Assets* (%)Total LoansProblem loansProblem loans / Total loans ** (%)Tier 1 Leverage Ratio *** (%) FIRST BK SOUTHWEST BK AN M&I BK ENTERPRISE BK & TR FIRST NB OF ST LOUIS BANK OF EDWARDSVILLE RELIANCE BK STIFEL B&T MIDWEST BANKCENTRE JEFFERSON B&TC BANK OF WASHINGTON EAGLE B&TC OF MISSOURI FIRST COLLINSVILLE BK ST LOUIS BK BUSINESS BK LINDELL B&TC SOUTHERN COMMERCIAL BK CASS COMMERCIAL BK FIRST NB IN STAUNTON CITIZENS NB ROYAL BK MO TRUMAN BK FRONTENAC BK PEOPLES B&TC FIRST COUNTY BK ROCKWOOD BK GERMANTOWN T&SB CARLINVILLE NB SAINT JOHNS B&TC FIRST NB OF WATERLOO UNITED BK OF UNION LIBERTY BK BANK OF SULLIVAN BANK OF O’FALLON CITIZENS CMNTY BK BREMEN B&TC BANK OF OLD MONROE BANK OF FRANKLIN CTY UNICO BK BRADFORD NB CHAMPION BK BELGRADE ST BK COMMUNITY FIRST BK FIRST ST BK OF ST CHARLES FARMERS & MERCHANTS BK COMMERCIAL BK CITIZENS BK PARKSIDE FNCL B&T TRIAD BK CONCORD BK MISSOURI BK THE NEW FRONTIER BK FIRST NB FORTUNEBANK MERAMEC VALLEY BK STATE BK OF WATERLOO JERSEY ST BK FARMERS ST BK OF HOFFMAN 1ST ADVANTAGE BK WESTBRIDGE BK & TR CO BANK OF KAMPSVILLE BANK STAR MIDWEST RGNL BK COMMUNITY BK OF TRENTON BANK OF BELLEVILLE VILLAGE BK BANK OF CALHOUN CTY SILEX BKG CO SUPERIOR BK CITIZENS ST BK BANK OF HILLSBORO FIRST CMNTY ST BK FIRST ILLINOIS BK STATE BK OF ST JACOB COLUMBIA NB FMB BK BANK OF MODESTO FARMERS ST BK CHESTERFIELD ST BK Sums * RETURN ON ASSETS payday loan lenders. Bank profit as a percent of assets. The higher the number, the better. In good times, the figure is usually above 1 percent.

* RETURN ON ASSETS. Bank profit as a percent of assets. The higher the number, the better. In good times, the figure is usually above 1 percent.

** PROBLEM LOANS TO TOTAL LOANS. The percentage of loans upon which payment is very delinquent or foreclosed upon. The lower the number, the better.

*** TIER 1 LEVERAGE RATIO. A measure of a bank’s capital adequacy. The number must be at 5 percent or better for the bank to be considered “well capitalized.”

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